We would do a credit history check in accordance with our policies. While most banks and NBFCs in India rely on credit score as the most crucial criteria in their credit screening process, we at Aasaan Loans have developed a credit algorithm that considers your past payback track record rather than your credit score. To award an Aasaan Loan score to your credit application, we give significant weightage to various additional characteristics. As a result, we provide credit proliferation by servicing both served and underserved clients.