ABOUT AASAAN LOANS
Aasaan Loans believes in assisting small businesses in growing by providing loans to those with potential and intent. Many such businesses have little or no access to capital from traditional banks and other financial institutions, or they lack either collateral or a financial data trail to obtain loans.
Aasaan Loans is a technology platform that gathers and analyses business data from multiple sources and draws insights to judge their creditworthiness, past and current performance in the context of the industry in which they operate. This differentiated approach aids in the identification of businesses with low risk and high promise, thereby providing opportunities for those who previously had no access to long or short-term financing.
Aasaan Loans shares relevant applications with multiple lenders, increasing the probability of securing a loan and providing choices to the lenders to select the best loan for their portfolio.
This approach quickens the loan process by lowering risk, reducing documentation and costs associated, and offering a simple and hassle-free experience that puts businesses on the growth path.
Vision
To be an ideal online platform where everyone will be able to get fast monetary assistance and unique solutions to their financial requirements.
Mission
Our objective is to energise common people via financial inclusion and understanding, helping them to make sound borrowing decisions.
Core Values
Trustworthy, Transparent and Efficient are the pillars of Aasaan Loans
BOARD OF DIRECTORS
MR. NIRMAL KUMAR JAIN
CHAIRMAN & MANAGING DIRECTOR
Mr. Nirmal Kumar Jain has been one of the foremost proponents of asset finance in India. He is a Qualified Chartered Accountant with more than 25 years of experience in the finance and development terrain. He with his close associates founded Akme Fintrade (India) Limited in 1995. With his focus on business excellence and industry development, he has played a significant role in shaping policy guidelines on matters relating to the mortgage finance industry.
MR. RAMESH KUMAR JAIN
EXECUTIVE DIRECTOR
Mr. Ramesh Kumar Jain did his Masters in Marketing & Finance from University College of Udaipur. He is appointed as an Executive Director of the Company in Year 2016. Currently he is handling Maharashtra Region Business and looking after all the activities of Mumbai Office.
MR. RAJENDRA CHITTORA
EXECUTIVE DIRECTOR
Mr. Rajendra Chittora is a qualified Executive Director with more than two decades of experience in the auto/CV/CD/TW finance companies. He also has ample experience of fund raising and equity participation in current organization. He has done Msc in Electronics and MBA in Business Development from University of Udaipur.
MR. SANJAY DATTATRAY TATKE
ADDITIONAL NON-EXECUTIVE INDEPENDENT DIRECTOR
Sanjay D Tatke is a quintessential banker with over 37 years of experience in banking operations and technology. He joined as a Probationary Officer with State Bank of India in 1985 and has a career journey spanning over various banks, NBFC, IT and ITES in the public and private sectors in India, Africa and the Middle East. He currently acts as an advisor and consultant to Banks and NBFC. Sanjay is a science graduate and an MBA from BK School of Business Management, Ahmedabad. He is a Lead Auditor for ISO 9000 and a CAIIB.
MR. PRASHANT ARVIND KARULKAR
ADDITIONAL NON-EXECUTIVE INDEPENDENT DIRECTOR
Prashant Karulkar is an optimist visionary entrepreneur & social transformer with an entrepreneurial journey of over 23 years. He has built up value across many businesses like Financial Services, FMCG, the IT sector, agriculture & farming and affordable housing space. Prashant also heads Karulkar Pratishthan, a non-profit foundation dedicated to the welfare and education of underprivileged section of the society. He received various felicitation and awards for his work by honorable dignitaries of country and recognized at national and International level for his contribution.
MS. ANTIMA KATARIA
NON-EXECUTIVE PROFESSIONAL DIRECTOR
Ms. Antima Kataria is a qualified company secretary having vast knowledge in various compliances of secretarial matters, legal due diligence, incorporations, drafting and vetting of various Legal agreements & Documents & Secretarial Audit of Listed and unlisted Companies, Start-ups registration, NBFC Compliances, Scrutinizing of General Meeting, Conversion of Loan into Equity, Shifting of Registered office from one state to another. She has been a regular speaker at various training programs conducted by the Institute of Company Secretaries of India (ICSI).
MR. VIMAL BOLIA SARDARSINGHJI
NON EXECUTIVE INDEPENDENT DIRECTOR
Mr. Vimal Bolia Sardarsinghji appointed as a Non- Executive Independent Director in the company. He is a Qualified Chartered Accountant. He also serves as Director in Kanchan Auto Private Limited and Kanchan NX Private Limited.
MR. SHIV PRAKASH SHRIMALI
NON-EXECUTIVE PROFESSIONAL DIRECTOR
Accomplished professional with over 4 decades of experience, he is a science graduate from Rajasthan University, M.B.A. (Marketing) from Punjab Technical University and M.A. (History) from Rajasthan University. Impressive success in driving consistent improvement in top & bottom-line performance of the banks; improved balance sheet size from INR 8,600 Crores to INR 19,000 Crores (by 125%) in just 5 years while working as Chairman with Rajasthan Marudhara Gramin Bank.
MR. NISHANT SHARMA
ADDITIONAL NON-EXECUTIVE INDEPENDENT DIRECTOR
Mr. Nishant Sharma is a fellow member of the Institute of Chartered Accountants of India since 2011, DISA qualified from ICAI, and also qualified as a forensic auditor (FAFD) from ICAI. He is also a member of Institute of Internal auditors (IIA florida). He has a rich exposure with large multinationals and national level enterprises in the domain of risk assessment, due diligence, Internals audits, revenue audits, policies and SOP formulation. He has served overseas client in Middle East and Far East.
| 1. AUDIT COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NISHANT SHARMA | CHAIRMAN |
| 2 | ANTIMA KATARIA | MEMBER |
| 3 | NIRMAL KUMAR JAIN | MEMBER |
| 2. NOMINATION AND REMUNERATION COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | ANTIMA KATARIA | CHAIRMAN |
| 2 | NISHANT SHARMA | MEMBER |
| 3 | SHIV PRAKASH SHRIMALI | MEMBER |
| 3. STAKEHOLDERS RELATIONSHIP COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | ANTIMA KATARIA | CHAIRPERSON |
| 2 | SHIV PRAKASH SHRIMALI | MEMBER |
| 3 | NISHANT SHARMA | MEMBER |
| 4. RISK MANAGEMENT COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | SURESH CHANDRA GUPTA | CHAIRMAN |
| 2 | NIRMAL KUMAR JAIN | MEMBER |
| 3 | BOBBY SINGH CHANDEL | MEMBER |
| 4 | NISHANT SHARMA | MEMBER |
| 5 | RAJNI GEHLOT | MEMBER |
| 5. ASSET LIABILITY MANAGEMENT COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | RAMESH KUMAR JAIN | CHAIRMAN |
| 2 | NIRMAL KUMAR JAIN | MEMBER |
| 3 | BOBBY SINGH CHANDEL | MEMBER |
| 4 | RAJENDRA CHITTORA | MEMBER |
| 5 | RAJNI GEHLOT | MEMBER |
| 6. LOAN AND INVESTMENT COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NIRMAL KUMAR JAIN | CHAIRMAN |
| 2 | RAJENDRA CHITTORA | MEMBER |
| 3 | RAMESH KUMAR JAIN | MEMBER |
| 4 | RAJNI GEHLOT | MEMBER |
| 5 | BOBBY SINGH CHANDEL | MEMBER |
| 7. LOAN SANCTION COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NIRMAL KUMAR JAIN | CHAIRMAN |
| 2 | BOBBY SINGH CHANDEL | MEMBER |
| 3 | RAMESH KUMAR JAIN | MEMBER |
| 4 | RAJENDRA CHITTORA | MEMBER |
| 5 | RAJNI GEHLOT | MEMBER |
| 8. CSR COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NIRMAL KUMAR JAIN | CHAIRMAN |
| 2 | ANTIMA KATARIA | MEMBER |
| 3 | RAMESH KUMAR JAIN | MEMBER |
| 9. IPO COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NIRMAL KUMAR JAIN | CHAIRMAN |
| 2 | BOBBY SINGH CHANDEL | MEMBER |
| 3 | RAMESH KUMAR JAIN | MEMBER |
| 4 | RAJNI GEHLOT | MEMBER |
| 5 | SHALU BANORIA | MEMBER |
| 6 | SURESH CHANDRA GUPTA | MEMBER |
| 10. SHAREHOLDER ALLOTMENT COMMITTEE | ||
| S. NO. | NAME | DESIGNATION |
| 1 | NIRMAL KUMAR JAIN | CHAIRMAN |
| 2 | BOBBY SINGH CHANDEL | MEMBER |
| 3 | RAMESH KUMAR JAIN | MEMBER |
| 4 | RAJNI GEHLOT | MEMBER |
| 5 | SHALU BANORIA | MEMBER |
| 11. INTERNAL COMPLAINT COMMITTEE- | ||
| S. NO. | NAME | DESIGNATION |
| 1 | ANTIMA KATARIA | MEMBER |
| 2 | RAJNI GEHLOT | PRESIDING OFFICER |
| 3 | DEEPTI BHATNAGAR | MEMBER |
MANAGEMENT
MR. BOBBY SINGH CHANDEL
CHIEF EXECUTIVE OFFICER
BFSI veteran of more than two decades, Bobby comes with a strong domain in business operations & receivable management. He has spent his career across India, the United States, and the Middle East. He brings in, his expertise in streamlining large business operations specifically setting up sales functions, FCU, and the overall receivable management process.
MS. RAJNI GEHLOT
CHIEF FINANCIAL OFFICER
Ms. Rajni Gehlot, is a qualified Chartered Accountant and CFO of the Company. She has 10 years of financial leadership experience and knowledge of all aspects to explore opportunities in Finance. Experienced in policy and process development and plan execution. Further deeply involved in software planning and its implementation and handled all legal aspects and compliances of RBI and Treasury Management.
MS. SHALU BANORIA
COMPANY SECRETARY
CS Shalu Banoria is a Qualified Company Secretary and Compliance Officer of the Company. With more than 5 years of distinguished experience in company secretarial, legal functions, listing, BSE and SEBI related compliances of the company including corporate affairs and governance. She is responsible for coordination of meetings of the board and shareholders of our Company, incorporation of new companies and liaising with the statutory and regulatory authorities.
MR. SURESH CHANDRA GUPTA
CHIEF RISK OFFICER
Mr. S.C. Gupta is a retired senior manager of a bank, joined as probationary officer in a bank and having experience of more than 36 years in banking industry. He worked at different positions during his career span. Mr. S.C. Gupta worked as a head of Credit Department, having vast experience in handling court cases, legal matters, also handled several cases of bank in DRT & DRAT. He has expertise in scrutiny of title documents of properties and assessment of the risk of financial transaction.
MR. KETAN JAIN
HEAD OF STRATEGY AND PLANNING
Ketan Jain is a qualified CA, CS, LL.B. and done masters in Commerce. He has worked on Internal Audit & Management Audit assignments of listed NBFC & HFC. He has played key roles in establishing few education institutes, manufacturing plants, hospitality units, real estate projects. He is an appearing AR for NCLT – Benches, Income Tax Appellate Tribnals. He has worked on Audit Assignment of Reserve Bank of India (RBI), Headquarters, RIL, GTL Infra, Reliance Defence & Engineering. He is an expert on business reengineering and ERP implementation.
MR. AKASH JAIN
ADVISOR & TREASURY HEAD
Mr. Akash Jain is a Chartered Accountant with more than two decades of work experience in various fields that include Management Consultancy, Audits, Fundraising for corporates and other entities through Equity and Debt, Taxation, Company Law Matters, Information System Audit, IT System Consultancy, etc. He has been associated with various NBFCs and HFCs and advised them on various operational, procedural, and compliance matters. He has been instrumental in designing and implementing various enterprise software for corporates and other entities.
