Aasaan Loans believes in assisting small businesses in growing by providing loans to those with potential and intent

Charges Fees

Charges Fees

UPFRONT CHARGES (CHARGES BEFORE DISBURSEMENT)

CHARGE TYPECHARGE DESCRIPTION
Processing Fees2% + GST ON sanctioned amount
Non Postal Stamp / Stamp Duty As applicable law of the State
Non-Encumbrance Certificate / Search Report / Verification Report As per actual + GST
Valuation / Technical Fee Included in login fees
CERSAI: At the time of disbursement: Creation of Charge Rs.250/- for the loan amount upto Rs.5 lacs and Rs.500/- for more than Rs.5 lacs
Login fees Charges (Non Refundable) Rs.5000/- + GST

CUSTOMER SERVICE CHARGES

CHARGE TYPECHARGE DESCRIPTION
Pre-payment Charges10% of Present outstanding, Permissible 4 times of year
Non Postal Stamp / Stamp Duty As applicable law of the State
Cheque/ ECS/ACH bounce charges (Per instrument/ Transaction)Rs.500/- +GST
Late Payment Interest 3% Per month
Duplicate No Dues Certificate Rs.500 +GST
Copy of Property Papers Rs.500/- +GST
Charges for Missed Due Dates Rs.200/- +GST
Cancellation Charges / Fees Rs.250/- +GST
Document Retrieval Charges Rs.500/- +GST per instance
Duplicate Annual Account Statement Rs.500/- + GST
Loan Prepayment / Closure (fully) statement / SOA/ repayment Schedule Charges 4% of the principal loan outstanding
Each Personal Visit to customer’s Place for collection of Dues Rs.1000/- + GST
Restructuring/switching fees Applicable on outstanding principal amount): 1.00% + GST
Cheque/ ECS Swapping charges (per set) Rs.500/- +GST

All charges/fees to be paid through Akme Fintrade India Limited Branches/ Akme Fintrade India Limited Representatives by A/c payee crossed cheque in favour of “Akme Fintrade India Limited”

 

Cash payments to be made ONLY against valid receipt issued by Akme Fintrade India Limited Branches at their office.

 

Akme Fintrade India Limited does NOT charge any amount over and above the charges mentioned above and will NOT be liable or responsible for making payment of any amount to unauthorized persons.

 

#Applicable GST or Govt Taxes (Service Tax or GST or any other Tax ) will be charged extra along with above mentioned charges as applicable