Accomplished professional with over 4 decades of experience, he is a science graduate from Rajasthan University, M.B.A. (Marketing) from Punjab Technical University and M.A. (History) from Rajasthan University. Impressive success in driving consistent improvement in top & bottom-line performance of the banks; improved balance sheet size from INR 8,600 Crores to INR 19,000 Crores (by 125%) in just 5 years while working as Chairman with Rajasthan Marudhara Gramin Bank.